Studying In Lincoln

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Lincoln is one of the UK’s most overlooked and historical cities. Lively and cultural, it’s actually one of Britain’s best kept secrets. If you feel as though the universities here have got something you quite fancy, and if you want to throw your mates a curve-ball by studying in “Lincoln of all places”, let’s take a look at what living in this fantastic city is all about.

There are two universities in Lincoln:

University of LincolnBishop Grosseteste University

The University of Lincoln

The University of Lincoln doesn’t have much of a history, as it was only opened as recently as 1996. It was indeed the first new uni to be built in this country for over forty years. So what you get is a very contemporary learning environment that has benefited from over £200m of recent investments. It’s currently ranked 56th in the latest league tables, scores very highly for student satisfaction, and 87% of students go onto complete their degrees.

There are three campuses:

  • Lincoln
  • Riselholme
  • Holbeach

The main campus is situated next to the picturesque waterfront, and is just a 5 minute walk from the train station – which is perfect if you’re thinking of popping by for an open day any time soon. Some courses require grades no higher than GCSE level, while in general the uni accepts a wide number of different types of qualifications.

Bishop Grosseteste University

Bishop Grosseteste is Lincoln’s oldest university, and was first established way back in 1862 when it was known as a training college. It only became a fully-fledged university college in 2013, making it technically even younger than the youthful University of Lincoln.

There is just one campus, which is based right in the centre of the city. All of the major facilities you will need to use are all within walking distance, while entry requirements are really dependent on the course you’re thinking of applying for.

The University currently sits 102nd in the latest league table rankings, but is 5th when it comes to graduate employment levels. It scores really well for student satisfaction, while 90% of students go onto complete their degree. Accommodation has recently been improved, while facilities include a psychology lab, a cinema, a gym, and a theatre.

Fee’s, Living Aspects & Student Finance

Budgeting is something you’ll probably have to get to grips with for the first time when you go to university. Setting out a sensible budget is something well worth doing, as it will ensure that after a few weeks you’ve still got enough money to eat and drink. Many students underestimate how far their loan will stretch, and while some are just about able to get by on the back of a maintenance loan, a hefty overdraft and some begging, others living in Lincoln prefer to get themselves a part-time job in order to supplement their shaky income.

Lincoln is actually a really expensive city to study and live in for students, and is indeed the third most expensive when it comes to accommodation. First-year students usually prefer to live in a halls of residence because it gives them the opportunity to make new friends and enjoy the safety of 24/7 security, though private house shares are an option if you want to spend a bit less on accommodation. For students that want to study at the University of Lincoln you can live in halls of residence either on-campus or off-campus. If you want to live on-campus (popular for first year students) the biggest and cheapest halls of residence is Lincoln Courts. At £4,285 a year you can live in an en-suite bedroom with bills included. What’s more, you can literally roll out of bed and be in your lectures within 5 minutes!

Bishop Grosseteste students can also live on or off campus, with the cheapest accommodation being the shared facilities option at Constance Stewart Hall on-campus. For the year this costs around £3,320 making it considerably cheap compared to some halls of residences in the area.

 

Some students decide that they don’t want to live in the halls of residence, and instead choose to live in private student accommodation. Below is some of the most popular private residences in Lincoln:

  • Park Court – £96.00 per week
  • Brayford Quay – £102.00 per week
  • Danesgate House – £103.00 per week

General Info About Lincoln

Contemporary Lincoln is a buzzing hive that effortlessly merges culture with entertainment. It’s really benefited from a recent regeneration of its Brayford Waterfront and Cultural Quarter, and can now offer students as much to do as any city.

Situated 150 miles from London, Lincoln has good connections if you ever want to pop home for the weekend. Its central railway station is located just a few minutes away from the University of Lincoln, and services most of the UK’s major cities. Moreover, airports are easy to access to, such as nearby Doncaster Sheffield and East Midlands. There is a shuttle bus that runs in the city, which offers student discounts on fares.

Lincoln has its own student publication called The Linc, which is available both in print and online. The city is home to a professional football team, though Lincoln City did drop out of the football league five years ago. Lincoln is twinned with Port Lincoln in Australia, as well as Nanchang in China. Nice one.

Events, Venues & Points Of Interest

Lincoln is actually a really old city with a history that the proud townspeople are always celebrating. If you choose to study and live here for at least three years as you work towards a degree, you’ll never be short of things to do and see during a time-out from all that studying/drinking.

Lincoln Cathedral is something everyone needs to see. Lofty and thrilling, it’s undergone recent restoration work that has restored it to its former glory. The building is so sumptuous that it was even used in Hollywood movie The Da Vinci Code as a double for Westminster Abbey. It sits on the top of a hill where you will also find the castle ramparts that afford a marvellous view of the county. If your mum lives in the Midlands, you could probably wave to her and say hi!

Not too far from the cathedral is the Bishop’s Palace, a medieval garden that is actually under the prestigious Contemporary Heritage scheme. Here, you will find sprawling trees, vines and roses that offer a soothing delight when you just want to relax on one of those lazy Sundays when Netflix and chill just isn’t doing it for you.

On days when you just want to explore the city and aren’t feeling too hungover, Steep Hill is essentially what it says on the tin: A cobbled street that is steep as heck, and which is dotted with history, quaint old buildings – and plenty of sweaty people! Other points of interest in Lincoln include the Magna Carta, Lincoln’s Ghost Walk which starts at 7PM most nights of the week and gives you more nightmares than calculus, and Hartsholme Country Park, an ideal retreat for when you just want to get away from things.

During Christmas, meanwhile, Lincoln gets its very own Christmas market which is always charming and includes well over 250 stalls.

Live music venues include the Trebles and Liquor, Lincoln Performing Arts Centre, and Lincoln Drill Hall, the latter of which also double up as theatres (Lincoln Theatre Royal is another awesome theatre), while cinema lovers get to choose from an Odeon and The Ritz, which is for the more discerning film aficionados. The Ritz also plays host to live bands, too.

Nightlife

If there is one thing that a student knows inside out, it’s a city’s nightlife. Lincoln isn’t known for being the most happening city in the UK when it comes to partying, but it’s still got the odd few nights that keep young revellers happy.

Monday’s tend to be spent at LoveDough, a club that plays the latest in dance and RnB, while Skint is good for Tuesday nights. Skint blasts out your typical bog-standard chart music, while the drinks are cheap and there is also the chance of free food if you can handle it.

Wednesday nights in Lincoln tend to be a bit dead, which means that Quack, a club night at student bar Engine Shed, is pretty much your only option. It isn’t the best club around, but after a few drinks no one will care if the DJ is playing Barbie Girl for the third time. Entourage has got you covered on Thursday, which you should be able to afford if you went to Skint on Tuesday (as opposed to a high-class cocktail bar), while SuperBull nicely rounds things off on a Friday night with sticky floors, generous drink prices – and a £5 entry fee. Boo!

Lincoln, though, is a quaint old city with quaint old bars, so it’d be remiss of us to talk about sticky dance floors and Barbie Girl without mentioning some of the best pubs in town. You’ll find lots of real ale pubs kicking their heels in Lincoln, with most of them offering an inviting and friendly atmosphere. Top city centre pubs include The Horse & Groom, The Strugglers Inn, The Dog and Bone, and the Magna Carta.

So There It Is

Lincoln is a quaint old English city that is ace to live in if you want to merge history and culture with lashings of entertainment and quality night’s out. Lincoln might be seen as an alternative choice for lots of students, but it’s still a very good one. Start your search for courses available in Lincoln now…

Studying In Bath

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Bath might only be small, but it’s one of the UK’s prettiest, friendliest and historical cities. If you’re looking to combine a cosmopolitan atmosphere with rich culture, here is all that Bath has to offer.

Universities In Bath

The city of Bath is home to two universities:

The University of BathBath Spa University

The University of Bath

The University of Bath is one of the highest-ranked universities in the UK, and currently sits 10th in the latest league tables. It scores above average for research quality, student satisfaction, and graduate prospects, while 96% of students go on to complete their degree. What’s more, the University’s teachers were voted number one two years on the bounce in the 2013 and 2014 National Student Survey.

The University of Bath, which is located just a mile from the city centre, is well-known for creating highly employable graduates who often go onto earn a starting salary that is at least £4,000 better than the national average. Areas of study covered include the Humanities and Social Sciences, Engineering and Design, as well as Management. The University also encourages their students to focus on their achievements outside academia, which helps to stand them in good stead once they graduate.

Bath Spa University

Bath Spa University is home to two campuses which are located on the edge of the city centre. It currently sits 66th in the latest league table rankings, scoring highly for degree completion, teaching standards, and student satisfaction.

The University was originally a school of arts. These days, because most of the courses are part of a modular scheme, students have a lot of choice, with many opting for a joint degree. The staff are consistently rated highly, and the University is well known for its strong research centres, and a focus on creativity, design and individual enterprise. It also offers a round-the-clock study space during term time, as well as a recently refurbished library.

Fees, Living Aspects & Student Finance

Although fees can suck the life out of applying for university, the good news is that you can get a lot of help. The maximum amount your degree will cost in Bath is £9,000 per year, and although this is certainly an eye-watering amount of money you don’t have to pay it upfront yourself. Read our guide to the student loan system to learn how you can pay for your course.

If you are moving away from home for the first time, you will probably be taking care of your own finances for the first time too. For this reason, setting out a budget is a sensible thing to do. The University of Bath have their own helpful tips for managing your money.

In terms of living costs, the downside to studying in Bath is that Bath is one of the most expensive cities for students, with the average student spending most of their loan on rent. Other things you will need to take into account include food, study materials, books and recreational activities.

Average spending is, of course, arbitrary, and although accommodation can take up a large chunk of your money, it really depends where you choose to live. Most first-year students choose to live in their university’s halls of residence because it gives them a chance to meet like-minded people in a friendly and safe environment, but halls of residences are often more expensive than private house-shares. If you choose to move into a private house-share, student digs can be picked up for less than £99 per week.

General Info About Bath

Found in the pleasant county of Somerset, Bath is small and compact, which makes getting around really easy. The main railway station is located just a few minutes away from the heart of the city centre, as is the University of Bath. Bristol – a lively city – is just 20 minutes away by train, while getting to London takes just an hour and a half. Bus services in and around the city are dependable, while a sweeping countryside is only a stone’s throw away.

The city has a population of 89,000, some 15,000 of which are students. It is famous for its history – particularly its associations with the Roman Empire – while these days it has a focus on software, service and publishing industries. Tourism continues to be important to its economy, and it averages almost 5 million visitors per year.

Events, Venues & Points Of Interest

The first thing you might notice about Bath is that it’s planted at the bottom of a deep valley, surrounded by residential estates that perch on some rather steep hills. Apart from that, everyone of course knows that Bath is famous for its baths, and visiting the Roman Baths is indeed something all students will need to do at some point. Visiting the oldest baths in the world (probably) is a tad expensive, but students get a discount ticket of £13.25. It will still be the most expensive bath you ever take, of course (Just don’t ask if they have showers instead).

If you’ve got some time to spare when you first arrive in Bath, you might just want to explore the compact city by foot. You can enhance your exploration by downloading a totally free World Heritage Site Audio Tour. This gives you a free map and a nod in the direction of the city’s prestigious landmarks, such as The Royal Crescent and the Jane Austen Centre, where literary lovers get the chance to learn a lot more about one of the UK’s best ever authors.

One of the real highlights of Bath is The Circus, a magnificent piece of original Georgian architecture that was built in 1768. These days, The Circus is home to an exquisite cafe and restaurant, and although the menu is a little on the expensive side, it’s something every student needs to experience. Hey, it makes a nice change from crusty, leftover pizza.

If you like your sports, Bath is home to an ace rugby league club, although it doesn’t do football so well. Bath City FC are currently languishing in the Vanarama National League South Table, so if you do adopt them as your team for the next 3 years be prepared for misery and Saturday evenings ruined by another defeat to Basingstoke Town.

And although you might not have ever heard of Foo Fighters Live In Bath, there are some pretty cool gig venues here that ensure music lovers are well-catered for. Top picks include Moles, Komedia (which also hosts live comedy and cinema), and The Bell Inn. Bath also has an Odeon for movie lovers, and there is also an indie cinema for people who love art house flicks.

And if you’re skint, you can always just feed the ducks by the lake.

Nightlife

The nightlife in Bath might not be the best in the UK, but if you find that you’re twiddling your thumbs for something to do in the midnight hour, party city central Bristol is only 9 miles down the road. But although Bath might not be as happening as Mad-chester, it’s at least one of the safest cities to drink in.

There is a good selection of student-friendly clubs here in Bath, including the aforementioned Moles which hosts regular student nights. Meanwhile, Second Bridge is Bath’s self-styled best club and cocktail bar, and certainly has an inviting and sexy interior. Their busiest student night is without a doubt The Bomb!, which takes place every Thursday. Po Na Na is another club that is popular with students. Although it looks ridiculously unassuming from the outside, Po Na Na is a super-cool Moroccan-themed club that pumps out rock, metal, indie and punk.

Bath is also a hive of cool pubs and bars. Our top picks include The Old Green Tree, The Hop Pole, The Salamander, and the aforementioned The Bell Inn. Because the city centre is so tight, hopping from one bar to another is super easy.

As is getting the bus to Bristol after you’ve had a few, and your mate just wants to get totally obliterated because “LET’S GO TO LESSONS DRUNK!!”

So There It Is…

Bath is one of the friendliest, safest cities in the UK. Architecturally rich, it’s also one of the nicest cities to walk around either at day or night. Whether you just want to soak up the cosmopolitan vibes or just study somewhere that cooly merges history and prestige with pubs and clubs, Bath could be the ace up the UK’s sleeve. Start your search for courses in bath now.

Career Development Loans: A Guide for Students

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Enhancing your CV with a postgraduate degree can be a great way to climb the corporate ladder, but it can also be costly; a postgraduate degree costs on average £8,000 a year. Career Development Loans are designed to give postgrad students a helping hand whilst studying and often, offer a more attractive rate of interest than other mass market loans.

Looking for Undergraduate Advice? See this Guide to Student Loans.

Professional Career Development Loans (PCDL or CDL) are where the Government pay the interest on the loan for the duration of the course. Whilst you’re studying, it means you aren’t amassing more and more debt. In this guide, we take a look at whether a Career Development Loan is the best option for you, how they work, and how to get the most from them, even if you don’t need one!

Is a Career Development Loan right for me?

Adults who wish to take a postgraduate course to improve their earning potential may consider a government-subsidised CDL, but before jumping in at the deep end, it’s worth getting out a calculator and doing some basic sums. You need to weigh up the costs against your future earnings. By treating a postgrad degree as an investment, you can view the CDL in monetary terms and work out whether it is worthwhile. Studying a postgrad Law degree or a PhD in medicine may well lead to higher incomes quite quickly, but studying an MA in Social Media might not provide as good a return on your investment. You also need to consider whether or not you are ready to take on one or two years of study, as dropping out of study during the course could mean you still end up with a bill at the end.

The Basics of the Career Development Loan

The reason a Career Development Loan is more desirable than a normal high-street loan, is that the Learning and Skills Council pay the interest on your loan for the duration of your studies. You can borrow up to £10,000, although the amount you’re allowed is limited to 80% of your course fees, expenses, and living costs. There are only two banks that run genuine Career Development Loans, Barclays and Co-op. The rate of interest from both banks is 9.9% PA, but because you don’t pay interest whilst you study, this actually works out as a typical APR of 5%-6% over the life of the loan. Whilst other banks often advertise ‘Postgraduate Loans’, these don’t work in the same way, and you will usually pay interest on the loan whilst you study.

Who Can Get a Career Development Loan

You have to be over 18 to apply and you must intend to work within the EU upon completion of your course. The course can be full-time, part-time or studied online via distance learning. Approved courses include, master’s degrees, management courses and professional qualifications, amongst others – the full list is available in the application pack. You can’t use a Career Development Loan to help pay for the Graduate Diploma in Law, careers advice or the costs of starting and/or running your own business.

Taking a Career Development Loan is a wise choice for anyone needing some extra financial help whilst studying for a postgrad degree, but it’s also worthwhile getting one for those lucky enough to not need any extra income. Even if you don’t need all the cash, take the maximum amount and place any extra in a high-interest rate account. Once you graduate, repay the entire loan if possible, and you’ll be left with a pot of interest that you’ve earnt from the loan. On an £8,000 loan, you could earn £400 a year in interest, an amount not to be sniffed at! Just make sure you’re not tempted into spending it though, otherwise it could prove costly!*

Alternative Ways to Fund your Study

There are many other ways to fund your study; bursaries, sponsorships and scholarships are all up for grabs.

Read our in depth guide for more detailed information on funding postgraduate study

*This information does not constitute financial advice.

Postgraduate Scholarships: A Comprehensive Guide to Funding

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Postgraduate study isn’t cheap. Few students are in the lucky position of being able to self-fund the entire course without making a compromise that they may otherwise choose not to. Research degrees are often particularly tricky to self-fund, with PhDs taking three years to complete full-time, and up to six years part-time. Postgraduate scholarships are often more of a necessity than a luxury, but gaining one is often a difficult and confusing process.

This guide takes you through all the relevant information you need to know, putting you in the best position to get a scholarship.

Finding Scholarships

Finding a scholarship can be a real struggle for some; finding sources of funding is perhaps even more tricky than finding a course. There seems to be endless amounts of paperwork, red tape and bureaucracy that is placed between you and the finance you’re after. Finding a postgraduate scholarship needn’t be a tedious task though, if you know where to look, what to apply for and what to ignore.

Networking around your school or department can be especially useful during the early stages of finding scholarships for postgraduate degrees. Build relationships with the academics at undergraduate level or even whilst completing your masters. Academics are often in charge of making decisions as to where any funding is spent, so get to know them. We don’t suggest bribing them, but networking is never a bad thing.

What many prospective students fail to realise is that there is no single scholarship that is suitable for all, and those who do realise this, often then don’t know where to look when, for example, they find out that university funding won’t be right for them. We’ve broken down potential funding sources into four separate fields and given each one a full review below, making it easy for you to identify which funding source (or sources) will be right for you.

University Funding

The majority of British universities offer scholarships, bursaries or discounts of some sort for postgrad students. This funding is sometimes provided by alumni donations and is usually limited in availability. The most common form of support provided by universities is a discount on fees, offered to students who studied at the institution at undergraduate level. It’s worth pointing out that this isn’t something that every university offers, but it is a growing trend.

Historically, every university offered a selection of scholarships, usually based around an open competition. Due to how students now apply for Research Council funding (see below), these scholarships have all but disappeared. Some institutions do still offer them, but most university’s scholarships are in fact provided for by a Research Council, which is then distributed by the particular department.

Research Council Funding

There are seven Research Councils in the UK: the Arts and Humanities Research Council (AHRC), the Biotechnology and Biological Sciences Research Council (BBSRC), the Economic and Social Research Council (ESRC), the Engineering and Physical Sciences Research Council (EPSRC), the Medical Research Council (MRC), the Natural Environment Research Council (NERC), and the Science and Technology Facilities Council (STFC).

The Research Councils provide funding for course fees, along with maintenance and a budget to cover research material and travel costs. As such, these are usually fiercely competitive and only a minority will ever be successful in their application.

As previously mentioned, students used to apply directly to the relevant Research Council in order to secure funding for their degree. This has now been phased out, and Research Council funding is now handled directly by the universities themselves. University departments or schools usually secure a block of funding available from the Research Council and then distributes this in a fashion it deems appropriate. The Research Councils also provide studentships for PhD students. Again, these are applied for through the university. There is more detailed information on PhD studentships below.

PhD Scholarships and Research Funding

If there is one thing that is more fiercely fought over than scholarships for masters degrees, it is PhD scholarships and funding (often referred to as studentships). These studentships can often add up to values of over £50,000 over the duration of the study and can provide students with the money they need to focus their full attention on their PhD. As such, the competition for such studentships is anything but mild. Studentships are sometimes attached to supervisors at particular universities, so in order to be eligible, you have to be researching that particular subject, at that specific institution with the right supervisor. It’s unlikely that you’ll chance your way into such a situation.

Some PhD studentships are part of larger project that has been granted to a particular department or supervisor. This is quite a common occurrence for research in the Sciences, where students work within a research group, collaborating with others throughout their degree. Whilst this doesn’t suit some students, for others it is a great chance to gain experience of working as part of a larger team, bringing together a greater amount of skills and expertise. These types of setups are what produce some of the headline research discoveries you may have heard of on the news.

Funding from Universities and Research Councils are usually based heavily on your academic record and/or your area of research. This goes for both masters level and PhD funding. Whilst the grants are large, sometimes topping £10,000 for a masters, the application process is very formal and competitive. Applicants hoping to secure funding from the AHRC and ESRC should be aware that the competition is usually extremely fierce, with only a very small percentage being successful each year.

Charity Scholarships and Funding

Britain boasts thousands of charities, many of which are actively involved in the higher education sector, eager to help the latest minds and future great thinkers to succeed. Whilst some of these charities are massive, multi-million pound organisations like Cancer Research UK, others are less well known, often run by a small group of volunteers. What they both have in common though, is a desire to help others. Whether it be, for example, supporting somebody who wants to research a new treatment for prostate cancer, or helping a student complete their PhD in Italian renaissance and early baroque music.

Whilst a number of charities may be publicised on a universities funding page, most charities that offer these funds are often unheard of and difficult to find. The charities often look for specific students too, so not all charity funding is applicable to every prospective postgraduate student. This can be used to your advantage though, especially if you are eligible. To demonstrate this there are funding options available specifically for vegans and vegetarians, those who live in a particular geographical area, and for women of UK origin who have previously lived and worked in East Africa. The criteria for some may seem eccentric; it’s often because the money comes from long-deceased patrons and their wishes, but if you are eligible, there is no reason for you not to apply.

Before applying for funding from charities, you should contact them to find out if you are eligible to make an application. It saves time, both for you and the charity.

It is worth bearing in mind though, that due to the expanse of charities operating in the UK, finding one that is willing to provide funding for your postgraduate study could take a while. As the charities are generally a lot smaller than the publicly-funded research councils, it’s unlikely for an applicant to receive funding that would fully cover their student fees. Keep this in mind, as you may wish to apply to more than one charity, for smaller amounts of funding, along with supporting yourself with a career development loan or other funding options.

Applying for a Scholarship: Application Advice

Once you’ve decided on which source of funding would be best for you to apply to, it’s time to apply. Cue nervous breakdown number two. Having managed to sift through a plethora of scholarship providers and options, finding a few that you feel would be perfect for you (and you would be a perfect candidate for them), you realise it is time to start taking the steps to make it happen. This can be even more daunting than finding a scholarship in the first place, after all, you often only get one shot in a year to submit your application. Once again, we’ve done the research for you though, and below is most of the advice you’ll need to apply for your scholarship. We say most because some subjects and scholarships require very specific applications, containing particular evidence of work, portfolios or proof of identity/religion/ethnic background. Obviously, we can’t advise on such specifics, but the information below can stand you in good stead, acting as a solid base for any scholarship application.

How to complete a Scholarship Application Form

For something that is so simple, it is surprising how many students manage to get this part of the scholarship application process wrong. Application forms in general, ask you specific questions, giving you areas to write your answers. Start by reading the questions carefully, then reading them again, just like you would during an examination. Copy out the questions, think carefully about your answers and jot down some ideas on a separate piece of paper. It is surprising how quickly you use up all the space when you need to cross out words you’ve misspelled or even whole sentences that don’t read as they should.

Once you’ve got answers to all the questions written down, carefully copy your answers over to the actual application form. Make sure you answer every question, and pay attention to the size of the answer boxes. If you’ve written three-sides of A4 and the answer box only allows for a short sentence, you’ve probably gone overboard; the box sizes are there for guidance.

Unless the application form specifically states that extra sheets of paper shouldn’t be included, it’s safe to guess that they won’t mind an extra couple of pages. Don’t send them your entire life works, they won’t read it. Attaching your CV and personal statement is always a good move however. As with all application forms, be honest and truthful, especially if it asks you for specific facts such as financial information or qualifications.

Writing your Personal Statement for Funding

Your personal statement is the key part of your application, and the one thing that will often make or break your application. Institutions will mull over each one carefully, whilst to charities and trusts, your personal statement is often the part they are most interested in. Taking the time to get it right is therefore absolutely paramount. Your personal statement should eloquently tell the potential funder why you would be a deserved receiver of the funds.

Writing the perfect personal statement is no easy feat, and there is no set formula. Whilst others can help you and give you advice, ultimately it is something that only you can write. With that in mind, talk about yourself, describing your skills and your passion for the subject, explaining that you have a genuine interest and love for the subject. Aim for between 500 and 800 words in length, make sure it reads well and there are no spelling mistakes within a five-mile radius.

Personal statements should be tailored specifically to each funding source. A personal statement for funding from a university or Research Council will focus heavily on academic achievements and passion for the subject. Because these scholarships are not means tested, you shouldn’t bring financial reasoning into your statement. Whilst the awarding panel may be touched by your story of financial hardship, they will ultimately be looking for somebody with academic prowess, so focus your writing on your skillset and achievements.

Unlike personal statements sent to the institutions, an application for funding from a charity should generally include a personal statement that explains why you have a deficit in funds. Whilst there are charities that reward academic success and award those with a proven track record, many more are interested in supporting those who are passionate about the subject, but due to financial issues, would not normally be able to complete the degree without struggle. This isn’t to say that they want to hear a talent show style sob story though. Talk about how you have exhausted other means of funding, such as career development loans or part-time work to self-fund. It’s also worth letting the charity know if you were unsuccessful with your application to a Research Council if you held exceptional grades.

Be careful when writing your statement to non-educational charities to avoid jargon and too much academic speech. A paragraph that demonstrates your knowledge of the subject wouldn’t go amiss, but charities are seldom made up of retired academics so don’t go too overboard.

How to Get a Scholarship

Before you send the scholarship application, we’ve got a little bit more information for you. This is the valuable advice that many companies will charge for, or even use in an attempt to secure a scholarship on your behalf (something we would never recommend you do). It’s not essential, but it may just help to give your application the edge needed to gain the funding you are looking for.

Masters Scholarships

There are many reasons you may choose to study a masters degree. For many, it is becoming more of a requirement in order to give them the qualifications needed for the particular job market they wish to apply for. More and more people are plain, old ‘graduates’ nowadays, and many wish to distinguish themselves from the ever-growing crowd by using a masters degree. This has led to a growth in vocational masters courses on offer from universities. Whilst research masters are still widely available (and are very popular too), taught masters are fast becoming the order of the day. It’s important to understand what masters you wish to study, and whether or not it is deemed vocational or academic, not by you, but by those who award the scholarships.

If you feel your masters is more vocational than academic, it’s worth hunting out charitable funds who look for students of such courses. Explain how it will enhance your job prospects and further your employability. If you’re looking at studying an academic masters, explain clearly why you are doing that particular subject. In this instance, you may find you have better luck securing funding from the Research Councils than charities.

PhD Scholarships

Whilst we can’t give you any insider knowledge for securing the £20,000 per year studentship you were hoping for, we can offer some specific advice for applying for funding from charities for PhD students. If you are a prospective or current PhD student, your knowledge of your subject area is probably greater than the vast majority of people on the planet, which is great. Unfortunately, many students who apply for funding from charities seem to forget this and choose to detail their exact research, in enormous amounts of detail, exerting a great deal of energy on fitting in more jargon than humanly possible. Avoid this. As has been previously mentioned, charities and their trustees are rarely made up of academics. Instead, think about communicating your research in a way that they can understand, without sounding too patronising of course.

Relating your research area to a widely-recognised figure or event can help the rest of us understand exactly what you are researching, and why it is a relevant subject to support. Whilst the trustees of charities are often exceptionally gifted, knowledgeable, experienced or all of the above, they may not be particularly well-versed in your specific field of, for example, calorie restriction and it’s effect on aging related physiological processes.

Mature Student Grants

Age is a funny thing, and our perceptions of it are perhaps even funnier. Many mature students feel that they will struggle to gain the funding they need to study their subject of choice. Whilst it is true that some funds have upper-age limits, it is also worth noting that some funds are available specifically for mature students, helping those who have taken a few years out, got a bit of experience under their belt and are looking to give education another go.

The Research Councils take no specific stance on age, neither favouring the young or those more mature. If you are a mature student though, it is something that you may well be able to use to your advantage. You may have gained valuable experience within relevant job sectors, or already completed independent research that will contribute towards your final qualification. If you do, make it clear on your personal statement, using it to your advantage. There is a lot to be said for experience, and if you’ve got it, make sure you flaunt it.

Grants for Part-time Students

Whilst scholarships from the Research Councils are often only available to those studying full-time, the same cannot be said for charity funding. Charities do not have any issue with supporting part-time students during postgraduate study, in fact, many charities feel this is a better way to use the funding available. Part-time students are very often part-time so that they can work to help fund their studies. This grit and determination gives charities the reassurance they need, showing that you are passionate, not only about the subject, but also about the course.

Point out that you are studying part-time to the charity, and turn what some see as a negative, into a positive, detailing why it makes you a better candidate for funding. It may be that you have a family, or are continuing to work, either way, there are many charities out there who would be keen to help you.

Scholarships for Current Students

Many students think that once they have enrolled, applied and been rejected for funding that they have to settle for a postgraduate life, devoid of external funding. This just simply isn’t true. In fact, applying for funding whilst currently enrolled in a postgraduate degree often stands you in better stead than applying for scholarships at the beginning of your postgraduate career. If you are in this boat, it’s usually best to look at charities for smaller amounts of funding to help you through, rather than relying on Research Councils and university funding. Charities will often make a decision within a few months, making them a perfect source for securing last minute funding. Being enrolled, and possibly nearing completion of the course can also be used to your advantage too. A student with only three months left on their masters or PhD who is asking for £400 worth of funding is a safer investment than a student who wants £200 to buy books for their first week of their six-year, part-time PhD course.

Career Development Loans – Get more information on Career Development Loans.

Funding for Masters

By admin,

Our guide to funding for masters covers your options, whether you’re going straight from undergrad, studying while you work or taking time out.

If you have previous experience with the Student Loans Company from your undergraduate study then you will be relieved to hear that starting from 2016 you can now apply for a student loan from the Student Loans Company for postgraduate level study.  The Student Loans Company is just one way to pay for all these expenses and funding for masters, PhD and MBA study are available from a variety of places. Finding a masters scholarship, PhD studentship or MBA grants can be difficult and a time-consuming process, so we’ve put together this handy guide to help you.

Student Loans Company

If you are planning to study a masters course from 1st August 2016 you can now apply for a postgraduate loan of up to £10,000 to help with course fees and living costs. Whether or not your will be eligible for a postgraduate student loan will depend on a number of factors, including if you’ve studied on a postgraduate course before, your course, your age and your nationality or residency status. It is worth noting that the postgraduate loan scheme is only available if you are normally a resident in England. You can find more information on whether or not you will be eligible on the postgraduate loan eligibility checklist.

If your application for a postgraduate student loan is accepted then you will obviously have to consider the repayment of the loan. If you start a course in 2016 then the earliest you will start repaying your student loan is April 2019, and you will only start repaying when your income is over £21,000. The repayment amount will be 6% of your income over the £21,000 a year threshold, which equates to income over £1,750 per month or £404 per week.

University Scholarships

Most universities offer scholarships, bursaries or discounts. University postgraduate funding is often limited to small numbers of applicants and is usually dependent on the subject area you will be studying. Many universities offer PhD funding as well as funding for masters courses. If you are an alumni of the university you may be entitled to a discount on your tuition fees, this is usually around 10%. We’ve got a great guide to postgraduate scholarships that you should read if you’re interested in this form of .

Charitable Trusts and Societies

There are a large number of charities and societies that offer funding in the form of bursaries, grants and scholarships, although finding these can be tricky and time-consuming. We cover the basics of finding this sort of funding in our postgraduate scholarships guide.

Career Development Loans

Offered by many UK banks, professional and career development loans offer you the chance to fund a masters degree or PhD course by yourself. You have to be under 40 to be considered and the maximum loan is usually £10,000, so you may have to find other forms of income. The Association of MBAs offer loans with preferred rates for students studying MBA’s.

Read our in-depth article for more information on Career Development Loans.

UK Research Council

The UK Research Council fund some research-focused Masters programmes along with most PhD’s. The funding normally covers your course fees and includes a tax-free maintenance grant. If you want to apply for UK Research Council funding you will put in a joint application with your university.

Employee Sponsorship

Some employers decide to sponsor employees by choosing to help you with course fees, or by offering flexible working.

In addition to scholarships, if your chosen course is related to teaching or the health sector it may be possible to get government funding for your postgraduate study. If the course you are interested in is relevant to your current job it is worth discussing with your employer to see if they would be willing to help fund your postgraduate course.

How do I pay my fees?

Fees are paid directly to the university. If you have received an external (not from the university) loan, scholarship or bursary then that will be paid directly to the uni.

If you are enrolling on a full-time course you are usually expected to pay tuition fees in full. If you are enrolling on a part-time course it is sometimes possible to arrange a payment plan structure to spread the cost.